Commenting on the announcement that insurers have agreed to cover households with a flood risk of up to one-in-75 years, Liberal Democrat Shadow Environment Secretary, Steve Webb said:
"It is all very well making insurance available, but it must be affordable to people living in the most vulnerable homes.
"Even when people can get insurance they may be asked to pay large chunks of the cost of claims themselves.
"Every year, more and more people move up the flood risk scale. When only those whose homes are up to a one in 75 year flood risk can get cover, what happens to the growing number of households at a higher risk?"